Total and Permanent Disability (TPD)
Total and Permanent Disability (TPD)
TPD insurance provides a lump sum payment if you become totally and permanently disabled, preventing you from working ever again. It offers financial support to cover medical costs, rehabilitation, and living expenses.
How It Works
If you suffer a disability that meets the policy’s definition of “total and permanent disability,” the insurer will pay a lump sum benefit. The policy may define disability as being unable to work in your usual occupation or any occupation.
Why You Need It?
It ensures financial stability if you are permanently unable to earn an income due to a severe disability. The lump sum can be used to pay off debts, cover medical costs, or modify your home.
How Angelic Insurance Can Help?
Angelic Insurance offers TPD policies with flexible definitions and coverage amounts, helping you secure the right protection for your specific needs. We guide you through the claims process to ensure you receive your benefit without delays.
Frequently Asked Questions
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