Aviation operators face complex risks, from passenger injury to aircraft damage and compliance issues. Our aviation insurance helps protect your fleet, crew, and facilities, keeping your business secure and operational.
The aviation industry operates in one of the most highly regulated and risk-sensitive environments in the world. Whether you run a flight school, operate charter services, manage a hangar, or service aircraft, aviation-related businesses require specialised insurance protection against liability, operational disruption, and asset loss.
At Angelic Insurance, we help you compare aviation insurance solutions through our panel of trusted Australian insurers. While we don’t provide personal advice or cover aircraft hull and flight risks directly, we can offer general advice on related cover such as public liability, hangar keeper’s liability, tools and equipment, premises insurance, and business interruption essential for operators working in or around aviation environments.
With tailored general advice and policy comparisons, we support aviation-adjacent businesses such as maintenance crews, aircraft cleaning services, administrative providers, and airfield operators ensuring they stay protected, compliant, and prepared.
Protect people, property, and cash flow
Identify and mitigate business risks
Professional guidance from experienced brokers
Meet legal and contractual requirements
Main Problems/Challenges Aviation Industry Face and How We Can Help Solve Them
Whether you operate aircraft, manage maintenance, or provide aviation services, your business faces high levels of risk. From regulatory compliance and equipment damage to passenger safety and liability exposure, staying protected is vital in this complex industry.
Aircraft damage, from accidents, mechanical failures, or environmental factors, can lead to costly repairs, grounding, and business disruption.
We offer Aircraft Hull cover options to help with repair or replacement costs following accidental damage, ensuring you can get back in the air safely and efficiently.
If passengers, ground crew, or third parties suffer injury or property damage as a result of your operations, you could face significant legal and compensation expenses.
Our Aviation Liability cover options assist with claims and legal costs related to third-party injury or property damage, helping you stay compliant and financially protected.
Aircraft hangars, tools, and maintenance equipment represent major investments. Damage from fire, weather, or accidents can disrupt operations and lead to major losses.
We provide Property and Equipment cover options that help protect hangars, machinery, and tools used in aviation operations, ensuring minimal downtime and faster recovery.
Even skilled pilots and operators can make mistakes under pressure. Human error can cause costly incidents, damage, or injuries.
Our Professional Indemnity and Operational Liability options support your business by helping manage legal costs and claims resulting from pilot or operational errors.
The aviation industry is subject to strict local and international safety and compliance standards. Any non-compliance or investigation can lead to fines or suspension of operations.
We offer Management Liability cover options that assist with the costs of regulatory investigations and penalties, helping protect your organisation’s compliance and reputation.
Contaminated fuel or supply issues can lead to engine failure or safety incidents, posing serious operational and financial risks.
Our Aviation Product Liability cover options can assist with costs arising from contaminated supplies, helping you recover from incidents while maintaining safety and trust.
Aviation ground staff work in high-risk environments with heavy machinery, moving aircraft, and strict timeframes, all of which increase the risk of injury.
We provide Workers Compensation and Management Liability cover options to help manage the costs of workplace injury claims and support your duty of care to employees.
Cargo and freight damage or loss during transit can result in costly compensation claims from clients.
Our Aviation Cargo Insurance options assist with repair or replacement costs for goods damaged or lost in transit, helping maintain client confidence and smooth operations.
Why Does the Aviation Industry Need Insurance Cover?
The aviation industry faces serious risks like aircraft damage, passenger incidents, and strict regulatory demands. Insurance safeguards your aircraft, crew, and operations from major financial losses.
Covers damage to planes from accidents or severe weather.
Covers repair costs
Replaces damaged parts
Keeps fleet operational
Covers legal costs if passengers are injured or affected.
Handles compensation claims
Covers medical expenses
Protects reputation
Supports pilots and staff injured or unwell during duty.
Pays medical bills
Replaces lost wages
Supports recovery
Covers fire, collision, or property damage at facilities.
Repairs structural damage
Covers equipment loss
Maintains operations
Protects against investigation or licence-related claims.
Covers legal defence
Handles penalties
Supports compliance
Covers income loss from grounded flights or maintenance issues.
Reimburses lost revenue
Supports recovery plans
Keeps cash flow stable
Expert Assessment
Competitive Rates
24/7 Support
Why Does the Aviation Industry Need Insurance Cover?
The aviation industry faces serious risks like aircraft damage, passenger incidents, and strict regulatory demands. Insurance safeguards your aircraft, crew, and operations from major financial losses.
Covers damage to planes from accidents or severe weather.
Covers repair costs
Replaces damaged parts
Keeps fleet operational
Covers legal costs if passengers are injured or affected.
Handles compensation claims
Covers medical expenses
Protects reputation
Supports pilots and staff injured or unwell during duty.
Pays medical bills
Replaces lost wages
Supports recovery
Covers fire, collision, or property damage at facilities.
Repairs structural damage
Covers equipment loss
Maintains operations
Protects against investigation or licence-related claims.
Covers legal defence
Handles penalties
Supports compliance
Covers income loss from grounded flights or maintenance issues.
Reimburses lost revenue
Supports recovery plans
Keeps cash flow stable
Our proven six-step process ensures you get the right coverage at the right price
We review your care model, resident acuity, incidents and claims, compliance findings, staffing mix, and maintenance regimes.
We prepare accurate data and highlight risk improvements already in place.
We approach suitable Australian insurers and specialist agencies, negotiate wording improvements and sub limits, and target total cost of risk savings.
You receive a side by side comparison with premiums, deductibles, inclusions, exclusions, and recommendations.
We place cover, issue certificates, and brief your team on notification procedures.
We approach suitable Australian insurers and specialist agencies, negotiate wording improvements and sub limits, and target total cost of risk savings.
At Angelic Insurance, we prioritise clarity and honesty. Our communications avoid jargon and "fine print traps," giving clients peace of mind that they fully understand their coverage. This builds credibility, an essential differentiator in a crowded insurance market.
We map your operational risks to specific policy clauses, not just headings.
We benchmark limits and sub-limits against contracts and catastrophe scenarios.
We coordinate valuations, BI worksheets, and claims-readiness plans.
We explain what is and is not covered in clear language and document assumptions.
Hear From Families and Businesses Who Trust Angelic Insurance
Don't just take our word for it, hear from businesses and families. See what businesses and families say about working with us who've chosen Angelic Insurance and shared their own experiences about working with us.