Our tailored caravan park insurance solutions safeguard your facilities, staff, guests, and income, ensuring peace of mind so you can focus on providing great holiday experiences.
Caravan parks and holiday parks are more than just places to stay. They’re community hubs that blend accommodation, recreation, and tourism. With constant foot traffic, on-site facilities, and exposure to weather and fire risk, caravan park operators face a unique mix of liabilities and operational risks.
Angelic Insurance is a major service provider of comprehensive insurance and risk management solutions for caravan parks and holiday resorts. With our deep industry expertise, extensive experience, and unwavering commitment to service, we ensure that your business is protected against a wide range of risks, allowing you to focus on delivering exceptional experiences to your guests.
Angelic Insurance helps you explore general insurance options designed to protect your park’s property, guests, employees, and income. Through our panel of trusted Australian insurers, we provide general advice to help you consider covers such as public liability, property damage, business interruption, guest injury liability, and equipment breakdown.
Whether you're operating a beachfront caravan park, an inland holiday park, or a mixed-use site with cabins and communal amenities, we’ll help you compare suitable insurance options that support business continuity and safety for all who visit.
Protect people, property, and cash flow
Identify and mitigate business risks
Professional guidance from experienced brokers
Meet legal and contractual requirements
Main Problems/Challenges Caravan Park Industry Face and How We Can Help Solve Them
Running a caravan park means balancing guest safety, property maintenance, and unpredictable weather conditions. From accidents and equipment damage to public liability and compliance risks, the right protection helps you keep your business running smoothly all year round.
Slips, trips, or falls can happen around shared areas like pools, camp kitchens, or walkways. Even minor injuries can lead to costly public liability claims.
We provide Public Liability cover options that assist with legal and compensation costs if a guest or visitor is injured on your property, helping protect your business reputation and finances.
Caravan parks are often exposed to natural events like storms, floods, and bushfires. These can damage cabins, caravans, and communal facilities, disrupting operations and bookings.
We offer Property and Catastrophe cover options that help with repair and replacement costs following natural disasters, ensuring your park can recover quickly and continue welcoming guests.
Guests may claim damage to their vehicles, caravans, or belongings due to falling branches, electrical faults, or park-related incidents.
Our Public Liability and Property Damage cover options assist with compensation and repair costs for guest property damage that occurs within your premises.
Open access and large outdoor areas make caravan parks vulnerable to theft or vandalism targeting guest belongings or park facilities.
We provide Property and Theft cover options to help repair or replace stolen or damaged assets, maintaining the safety and appeal of your park.
Essential park facilities such as water pumps, electrical systems, and kitchen appliances can break down unexpectedly, leading to guest complaints and operational interruptions.
We offer Equipment Breakdown cover options that help with repair or replacement costs for critical systems, ensuring minimal disruption to your guests and operations.
Park employees and maintenance contractors face daily physical risks, from lifting and repairs to handling cleaning chemicals. Workplace injuries can result in compensation claims and lost productivity.
Our Workers Compensation and Management Liability cover options assist with the cost of employee injury claims and support safe work practices across your site.
If your park serves food or operates a kiosk, poor food handling or refrigeration failure can lead to illness claims and reputational damage.
We provide Product Liability cover options that help manage legal defence and compensation costs arising from food-related incidents, helping you maintain guest trust and compliance.
Caravan parks must comply with local council regulations, safety standards, and public health laws. Non-compliance or disputes can result in investigations, fines, or temporary closures.
Our Management Liability cover options assist with legal costs and defence expenses during investigations or compliance actions, helping your business stay protected and operational.
Why Does the Caravan Park Industry Need Insurance Cover?
Why Does the Caravan Park Industry Need Insurance Cover?
Covers accidents involving guests in cabins or shared spaces.
Pays medical costs
Handles legal claims
Protects reputation
Covers severe weather damage to cabins, caravans, or grounds.
Repairs property fast
Covers clean-up costs
Keeps park operational
Protects park property, guest belongings, or equipment from theft.
Replaces stolen items
Covers repair costs
Maintains security
Covers employee injuries during maintenance or operations.
Pays medical bills
Replaces lost wages
Supports recovery
Covers claims over accommodation, safety, or service quality.
Covers legal defence
Handles settlements
Maintains guest trust
Protects income if your park closes due to damage or disasters.
Covers lost revenue
Supports recovery costs
Keeps business stable
Expert Assessment
Competitive Rates
24/7 Support
Why Does the Caravan Park Industry Need Insurance Cover?
Why Does the Caravan Park Industry Need Insurance Cover?
Covers accidents involving guests in cabins or shared spaces.
Pays medical costs
Handles legal claims
Protects reputation
Covers severe weather damage to cabins, caravans, or grounds.
Repairs property fast
Covers clean-up costs
Keeps park operational
Protects park property, guest belongings, or equipment from theft.
Replaces stolen items
Covers repair costs
Maintains security
Covers employee injuries during maintenance or operations.
Pays medical bills
Replaces lost wages
Supports recovery
Covers claims over accommodation, safety, or service quality.
Covers legal defence
Handles settlements
Maintains guest trust
Protects income if your park closes due to damage or disasters.
Covers lost revenue
Supports recovery costs
Keeps business stable
Our proven six-step process ensures you get the right coverage at the right price
We review your care model, resident acuity, incidents and claims, compliance findings, staffing mix, and maintenance regimes.
We prepare accurate data and highlight risk improvements already in place.
We approach suitable Australian insurers and specialist agencies, negotiate wording improvements and sub limits, and target total cost of risk savings.
You receive a side by side comparison with premiums, deductibles, inclusions, exclusions, and recommendations.
We place cover, issue certificates, and brief your team on notification procedures.
We approach suitable Australian insurers and specialist agencies, negotiate wording improvements and sub limits, and target total cost of risk savings.
At Angelic Insurance, we prioritise clarity and honesty. Our communications avoid jargon and "fine print traps," giving clients peace of mind that they fully understand their coverage. This builds credibility, an essential differentiator in a crowded insurance market.
We map your operational risks to specific policy clauses, not just headings.
We benchmark limits and sub-limits against contracts and catastrophe scenarios.
We coordinate valuations, BI worksheets, and claims-readiness plans.
We explain what is and is not covered in clear language and document assumptions.
Hear From Families and Businesses Who Trust Angelic Insurance
Don't just take our word for it, hear from businesses and families. See what businesses and families say about working with us who've chosen Angelic Insurance and shared their own experiences about working with us.