Our insurance solutions provide financial protection and peace of mind, allowing educators to focus on teaching and learning.
Educational institutions face a unique combination of responsibilities, from student safety and regulatory compliance to asset protection and staff wellbeing. Whether you're running an early learning centre, a private college, or a vocational training organisation, protecting your facilities, people, and operations is essential.
At Angelic Insurance, we provide general advice to help education providers explore suitable cover options. These may include public liability, professional indemnity, property insurance, cyber liability, and management liability. We work with leading Australian insurers to help compare policies tailored to the education sector’s risk profile and regulatory obligations.
Whether you deliver classroom-based learning, online training, or hands-on instruction, we’ll help you review options that support your institution’s continuity and reputation.
Protect people, property, and cash flow
Identify and mitigate business risks
Professional guidance from experienced brokers
Meet legal and contractual requirements
Main Problems/Challenges Education & School Industry Face and How We Can Help Solve Them
Educational institutions have a duty of care to create safe and supportive environments for students, teachers, and staff. From student injuries and cyber incidents to property damage and compliance risks, the right insurance helps schools and training providers continue operating safely and confidently.
Accidents can occur during classes, sports activities, or excursions, leading to injuries that may result in compensation claims or reputational damage.
We provide Public Liability and Student Accident cover options that help manage legal, medical, and compensation costs arising from on-site or off-site student injuries.
Teachers and administrative staff may experience workplace injuries caused by slips, repetitive strain, or accidents during school activities.
We offer Workers Compensation and Management Liability cover options that help with medical, wage, and rehabilitation costs while supporting compliance with WHS regulations.
Allegations of bullying, harassment, or inadequate supervision can lead to legal claims, complaints, or investigations by education authorities.
We provide Professional Indemnity and Management Liability cover options that help with legal defence and settlement costs arising from student welfare or misconduct claims.
Schools face risks such as fire, vandalism, and storm damage that can destroy buildings, classrooms, and valuable learning equipment.
We offer Property and Business Interruption cover options that assist with repair and replacement costs, ensuring minimal disruption to learning programs.
Schools and educational institutions store large amounts of student and staff data, making them targets for cybercrime and data theft.
We provide Cyber and Privacy Liability cover options that help manage investigation, recovery, and notification costs following a cyber or data breach, ensuring compliance with Australian privacy laws.
Injuries or incidents can occur during school camps or excursions, leading to unexpected liability or logistical complications.
Our Public Liability and Group Travel cover options assist with medical, transport, and legal costs related to off-site activities, ensuring your duty of care continues beyond the classroom.
Staff may face allegations of negligence, misconduct, or breach of professional standards, which can harm reputations and lead to disciplinary investigations.
We offer Professional Indemnity and Legal Expense cover options that assist with legal representation and defence costs during investigations or proceedings.
Educational institutions must meet strict regulations and reporting standards. Non-compliance or administrative errors can lead to government investigations and financial penalties.
We provide Management Liability and Statutory Liability cover options that assist with legal defence and penalty costs for unintentional breaches of education or workplace regulations.
Our proven six-step process ensures you get the right coverage at the right price
We review your care model, resident acuity, incidents and claims, compliance findings, staffing mix, and maintenance regimes.
We prepare accurate data and highlight risk improvements already in place.
We approach suitable Australian insurers and specialist agencies, negotiate wording improvements and sub limits, and target total cost of risk savings.
You receive a side by side comparison with premiums, deductibles, inclusions, exclusions, and recommendations.
We place cover, issue certificates, and brief your team on notification procedures.
We approach suitable Australian insurers and specialist agencies, negotiate wording improvements and sub limits, and target total cost of risk savings.
At Angelic Insurance, we prioritise clarity and honesty. Our communications avoid jargon and "fine print traps," giving clients peace of mind that they fully understand their coverage. This builds credibility, an essential differentiator in a crowded insurance market.
We map your operational risks to specific policy clauses, not just headings.
We benchmark limits and sub-limits against contracts and catastrophe scenarios.
We coordinate valuations, BI worksheets, and claims-readiness plans.
We explain what is and is not covered in clear language and document assumptions.
Hear From Families and Businesses Who Trust Angelic Insurance
Don't just take our word for it, hear from businesses and families. See what businesses and families say about working with us who've chosen Angelic Insurance and shared their own experiences about working with us.