Income Protection

Income protection provides you with a regular income if you are unable to work due to illness or injury. It helps maintain your financial stability and lifestyle during the recovery period.

How It Works

You pay regular premiums, and if you become unable to work due to a covered illness or injury, the policy pays a percentage of your income, usually up to 75%, after a waiting period.

Why You Need It?

It ensures that you can continue to meet your financial obligations, such as rent, mortgage, or daily living expenses, even if you are unable to work for an extended period.

How Angelic Insurance Can Help?

Angelic Insurance offers flexible income protection plans with various benefit and waiting periods. Our team helps you find a policy that suits your occupation, income level, and financial commitments, ensuring you can maintain financial stability during tough times.

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Frequently Asked Questions

Most policies cover up to 75% of your pre-tax income.

Payments continue until you recover or reach the end of the benefit period, which can be 2 years, 5 years, or until retirement age.

Generally, pre-existing conditions are excluded unless specifically agreed upon during underwriting.

Yes, you can request an increase in coverage, subject to approval.

Yes, premiums for income protection are usually tax-deductible.

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