Our tailored insurance helps you manage liability, theft, natural disasters, and road risks, so you can operate with confidence and protect your reputation.
From independent mechanics to dealership networks and auto electricians, the Australian automotive industry is diverse and fast-paced and it faces unique operational and liability risks every day. Angelic Insurance offers tailored insurance options to help protect automotive businesses from costly incidents, equipment damage, and third-party claims.
Our general advice service connects you with leading insurers offering cover such as public liability, commercial property, tools and equipment, business interruption, and product liability essential for businesses involved in vehicle repairs, maintenance, detailing, parts distribution, and sales.
Whether you're servicing daily drivers, importing specialty vehicles, or running a fleet, we’ll help you explore suitable insurance options that align with your risks, location, and business model so you stay protected, compliant, and confident.
Protect people, property, and cash flow
Identify and mitigate business risks
Professional guidance from experienced brokers
Meet legal and contractual requirements
Main Problems/Challenges Automotive Industry Face and How We Can Help Solve Them.
Automotive businesses from mechanics and panel beaters to dealerships and parts suppliers face a variety of operational risks. From vehicle damage and tool theft to customer disputes and employee injuries, the right protection ensures your business keeps running smoothly and safely.
While vehicles are in your care for servicing or repair, accidental damage can occur from paint scratches to mechanical faults leading to costly compensation claims.
We provide Garage Liability and Public Liability cover options that help with repair and compensation costs for vehicles damaged while in your possession, keeping your customer relationships strong and secure.
Even experienced mechanics can face claims if a repair fails or causes additional vehicle damage. These claims can harm your reputation and result in legal costs.
We offer Professional Indemnity and Errors & Omissions cover options to assist with legal defence and compensation costs arising from claims of faulty workmanship or incorrect advice.
Workshops depend on specialised tools, machinery, and diagnostic equipment. Theft, fire, or accidental damage can bring your operations to a standstill.
We provide Tools and Equipment cover options that help replace or repair essential items quickly, ensuring minimal disruption to your business.
Automotive environments involve flammable materials, oils, and machinery increasing the risk of fire or explosion that can destroy property and equipment.
Our Property and Asset cover options assist with repair and replacement costs after insured events like fire, storms, or vandalism, helping your business recover faster.
Accidents can happen in busy workshops or showrooms from slips and falls to injuries caused by moving vehicles or equipment.
We offer Public Liability cover options that help manage medical, legal, and compensation costs for injuries occurring on your premises.
Workshop employees handle heavy parts, hazardous materials, and machinery increasing the risk of workplace injuries and compensation claims.
We provide Workers Compensation and Management Liability cover options to help manage injury-related expenses and compliance with WHS regulations.
Accidents during test drives or when transporting customer vehicles can lead to costly repair bills and third-party claims.
We offer Commercial Motor and Road Risk cover options that help with repair, replacement, and liability costs if a vehicle is damaged or an accident occurs during your operations.
Oil leaks, chemical spills, or improper waste handling can result in environmental damage, clean-up costs, and regulatory fines.
We provide Environmental Liability cover options that help with clean-up, remediation, and third-party damage costs, ensuring compliance with environmental laws.
Our proven six-step process ensures you get the right coverage at the right price
We review your care model, resident acuity, incidents and claims, compliance findings, staffing mix, and maintenance regimes.
We prepare accurate data and highlight risk improvements already in place.
We approach suitable Australian insurers and specialist agencies, negotiate wording improvements and sub limits, and target total cost of risk savings.
You receive a side by side comparison with premiums, deductibles, inclusions, exclusions, and recommendations.
We place cover, issue certificates, and brief your team on notification procedures.
We approach suitable Australian insurers and specialist agencies, negotiate wording improvements and sub limits, and target total cost of risk savings.
At Angelic Insurance, we prioritise clarity and honesty. Our communications avoid jargon and "fine print traps," giving clients peace of mind that they fully understand their coverage. This builds credibility, an essential differentiator in a crowded insurance market.
We map your operational risks to specific policy clauses, not just headings.
We benchmark limits and sub-limits against contracts and catastrophe scenarios.
We coordinate valuations, BI worksheets, and claims-readiness plans.
We explain what is and is not covered in clear language and document assumptions.
Hear From Families and Businesses Who Trust Angelic Insurance
Don't just take our word for it, hear from businesses and families. See what businesses and families say about working with us who've chosen Angelic Insurance and shared their own experiences about working with us.