Caravan Park
Caravan Park
Caravan parks and holiday parks are more than just places to stay – they’re community hubs that blend accommodation, recreation, and tourism. With constant foot traffic, on-site facilities, and exposure to weather and fire risk, caravan park operators face a unique mix of liabilities and operational risks.
Angelic Insurance helps you explore general insurance options designed to protect your park’s property, guests, employees, and income. Through our panel of trusted Australian insurers, we provide general advice to help you consider covers such as public liability, property damage, business interruption, guest injury liability, and equipment breakdown.
Whether you're operating a beachfront caravan park, an inland holiday park, or a mixed-use site with cabins and communal amenities, we’ll help you compare suitable insurance options that support business continuity and safety for all who visit.
Why Choose Angelic Insurance?
Caravan parks are diverse and dynamic environments, and your insurance cover should reflect that complexity. Here’s how Angelic Insurance helps you stay protected and prepared:
Tailored Cover for Multi-Use Sites
We help you compare policies that account for accommodation, food service, retail, and recreational features. Whether you operate powered sites, unpowered camping zones, or fixed cabins, we tailor solutions for your setup.
Guest and Public Liability Protection
Accidents involving guests, vendors, or visitors can occur at any time. Public liability cover helps you manage legal risks from slips, trips, water hazards, or property damage claims.
Equipment and Infrastructure Cover
We can help you find cover for on-site infrastructure like camp kitchens, water systems, power stations, pools, and amenities blocks.
Business Interruption Support
Natural disasters, storms, or unexpected shutdowns can halt bookings. Business interruption cover can help maintain your income during recovery.
Quick Documentation and Support
Need to meet council compliance or update your policy before peak season? Our team provides fast Certificate of Currency issuance and policy reviews whenever needed.
Industry Challenges
Caravan parks face a wide range of risks that can significantly impact operations and guest satisfaction. Here are some of the key challenges:
Guest Injury or Property Damage
If a guest is injured using communal facilities, or if their property is damaged on-site, you could be held liable for medical or repair costs.
Weather-Related Events
Storms, bushfires, floods, and hail can damage buildings, cabins, and parked caravans, leading to costly repairs and business interruptions.
Equipment Breakdown
Failure of key systems like water pumps, sewage treatment, or power distribution can affect your ability to operate and provide safe accommodation.
Seasonal Surge Pressures
During high season, risks increase due to overcrowding, temporary staff, and more on-site activities. Without the right insurance, even small incidents can escalate quickly.
Contract and Council Obligations
Many councils require operators to hold specific levels of liability insurance or demonstrate safety compliance. Not having valid cover can put your operating licence at risk.
Frequently Asked Questions
Coverage includes property (cabins, amenities, and facilities), liability for visitors, and loss of income due to unforeseen events.
Yes, it provides protection in case of injury or damage claims made by guests while staying at your park.
Yes, property insurance can cover amenities such as pools, playgrounds, BBQ areas, and essential equipment.
It covers lost income during events like natural disasters or closures due to significant repairs, ensuring your business can recover financially.
Yes, if you have employees, Workers' Compensation Insurance is required by law to cover workplace injuries or illnesses.
Angelic Insights
