Our tailored mining insurance solutions protect your workforce, assets, and financial stability, ensuring resilience in one of the most hazardous industries.
The mining industry involves complex operations, remote locations, high-value equipment, and significant health and safety risks. From exploration and drilling to extraction and processing, mining businesses must manage liabilities tied to environmental damage, equipment loss, site incidents, and regulatory compliance.
At Angelic Insurance, we provide general advice to help mining companies, contractors, and service providers explore insurance options such as public liability, property and equipment cover, business interruption, environmental liability, and management liability. We work with trusted insurers to compare policies that align with your project size, site conditions, and contractual requirements.
Whether you're working in open-pit operations, underground mines, or support services like maintenance and logistics, we help protect your business with coverage options suited to your sector.
Protect people, property, and cash flow
Identify and mitigate business risks
Professional guidance from experienced brokers
Meet legal and contractual requirements
Main Problems/Challenges Mining Industry Face and How We Can Help Solve Them
The mining industry faces some of the toughest challenges in Australia, from hazardous work environments to equipment breakdowns and strict environmental regulations. Having the right protection in place helps your operation stay compliant, efficient, and financially secure in a high-risk industry.
Mining involves heavy machinery, confined spaces, and challenging conditions, increasing the risk of serious injuries or fatalities. These incidents can lead to costly claims, investigations, and downtime.
We provide Workers Compensation and Management Liability cover options that help manage costs from workplace injury claims while supporting compliance with Australian safety standards.
Mining relies on specialised, high-value equipment. A breakdown in drilling, crushing, or transport machinery can cause major operational delays and repair expenses.
We offer Machinery and Equipment cover options that help with repair or replacement costs, reducing downtime and keeping production on schedule.
Mining activities can lead to environmental contamination through spills, waste disposal errors, or land disturbance. Clean-up costs and penalties can be severe.
Our Environmental Liability cover options help manage the cost of remediation, third-party damage claims, and regulatory penalties, keeping your operation compliant and sustainable.
Mining operations often affect neighbouring land, roads, or infrastructure. Damage caused by vibration, dust, or blasting can lead to expensive claims from local communities or authorities.
We provide Public Liability cover options that assist with legal and compensation costs for third-party damage, ensuring your business remains financially protected and accountable.
Interruptions from supply chain issues, equipment failure, or adverse weather can delay production targets and breach contract timelines, resulting in financial losses.
Our Contract Works and Project Delay cover options help offset financial losses from delays caused by insured events, supporting your project’s financial stability.
Mining companies operate under strict government and environmental regulations. Non-compliance or safety breaches can result in investigations, fines, and license suspensions.
We offer Management Liability cover options that assist with legal and regulatory defence costs, helping protect your business reputation and compliance status.
Mining sites are often remote, making machinery, fuel, and materials vulnerable to theft, vandalism, or accidental damage.
We provide Property and Equipment cover options to help replace or repair stolen or damaged assets, minimising downtime and loss.
Moving extracted materials and equipment involves significant transport risks, including vehicle accidents, cargo loss, or damage in transit.
We offer Commercial Motor and Transit cover options that assist with vehicle repairs, cargo loss, and third-party liabilities, ensuring your logistics remain reliable and covered.
Why Does the Mining Industry Need Insurance Cover?
The mining industry operates in high-risk environments with heavy machinery, strict regulations, and hazardous conditions. Insurance protects workers, assets, and operations from major financial losses.
Covers accidents or health issues from hazardous conditions.
Pays medical expenses
Supports rehabilitation
Covers liability claims
Protects vital mining equipment from breakdown or damage.
Repairs heavy machinery
Covers replacement costs
Reduces downtime
Covers property damage or losses from structural failures.
Handles repair costs
Covers clean-up efforts
Maintains safety standards
Protects against pollution or land restoration liabilities.
Covers clean-up costs
Handles legal defence
Protects company reputation
Covers financial loss from halted mining operations.
Reimburses lost income
Supports recovery plans
Keeps projects stable
Protects against legal or regulatory disputes.
Covers legal costs
Handles investigations
Ensures compliance support
Expert Assessment
Competitive Rates
24/7 Support
Why Does the Mining Industry Need Insurance Cover?
The mining industry operates in high-risk environments with heavy machinery, strict regulations, and hazardous conditions. Insurance protects workers, assets, and operations from major financial losses.
Covers accidents or health issues from hazardous conditions.
Pays medical expenses
Supports rehabilitation
Covers liability claims
Protects vital mining equipment from breakdown or damage.
Repairs heavy machinery
Covers replacement costs
Reduces downtime
Covers property damage or losses from structural failures.
Handles repair costs
Covers clean-up efforts
Maintains safety standards
Protects against pollution or land restoration liabilities.
Covers clean-up costs
Handles legal defence
Protects company reputation
Covers financial loss from halted mining operations.
Reimburses lost income
Supports recovery plans
Keeps projects stable
Protects against legal or regulatory disputes.
Covers legal costs
Handles investigations
Ensures compliance support
Our proven six-step process ensures you get the right coverage at the right price
We review your care model, resident acuity, incidents and claims, compliance findings, staffing mix, and maintenance regimes.
We prepare accurate data and highlight risk improvements already in place.
We approach suitable Australian insurers and specialist agencies, negotiate wording improvements and sub limits, and target total cost of risk savings.
You receive a side by side comparison with premiums, deductibles, inclusions, exclusions, and recommendations.
We place cover, issue certificates, and brief your team on notification procedures.
We approach suitable Australian insurers and specialist agencies, negotiate wording improvements and sub limits, and target total cost of risk savings.
At Angelic Insurance, we prioritise clarity and honesty. Our communications avoid jargon and "fine print traps," giving clients peace of mind that they fully understand their coverage. This builds credibility, an essential differentiator in a crowded insurance market.
We map your operational risks to specific policy clauses, not just headings.
We benchmark limits and sub-limits against contracts and catastrophe scenarios.
We coordinate valuations, BI worksheets, and claims-readiness plans.
We explain what is and is not covered in clear language and document assumptions.
Hear From Families and Businesses Who Trust Angelic Insurance
Don't just take our word for it, hear from businesses and families. See what businesses and families say about working with us who've chosen Angelic Insurance and shared their own experiences about working with us.