Our insurance solutions protect your services, workforce, and reputation, ensuring you can continue supporting participants with confidence and financial stability.
NDIS (National Disability Insurance Scheme) providers deliver essential care, support, and services to people living with disability making trust, compliance, and safety paramount. Whether you're offering in-home care, allied health, transport, or accommodation services, your business faces risks involving public liability, professional responsibility, data privacy, and regulatory compliance.
At Angelic Insurance, we provide general advice to help NDIS providers explore insurance options such as public liability, professional indemnity, management liability, cyber liability, and property cover. We compare policies from trusted Australian insurers that understand the NDIS landscape and the importance of meeting provider registration standards.
Whether you're a sole trader, allied health team, or a registered NDIS support organisation, we help you find insurance options that protect your participants, staff, and organisation.
Protect people, property, and cash flow
Identify and mitigate business risks
Professional guidance from experienced brokers
Meet legal and contractual requirements
Main Problems/Challenges NDIS Providers Face and How We Can Help Solve Them.
NDIS providers carry great responsibility, delivering essential support to participants while maintaining safety, compliance, and trust. From staff injury and property damage to professional liability, the right protection helps you focus on care, not complications.
Working closely with participants in their homes or the community increases the risk of accidental injuries or incidents. Even minor accidents can result in costly claims and investigations.
We provide Public Liability cover options that help manage compensation and legal costs arising from participant injuries, ensuring your business stays compliant and protected.
Even with the best intentions, mistakes or misunderstandings in care delivery, such as incorrect support, communication errors, or service disputes, can lead to professional negligence claims.
Our Professional Indemnity cover options assist with legal defence and settlement costs from allegations of negligence or misconduct, helping protect your professional reputation and finances.
Support workers often face challenging environments, from manual handling to travel-related hazards. Workplace injuries can lead to costly claims and affect service delivery.
We offer Workers Compensation and Management Liability cover options to help with costs from employee injuries and provide protection for your duty of care obligations.
Accidental damage to a participant’s belongings or home during service delivery can lead to compensation claims and loss of trust.
Our Public Liability coverage options assist with repair or replacement costs if property damage occurs during care or support services, helping you maintain strong client relationships.
NDIS providers handle sensitive personal and health information. A data breach or accidental disclosure can result in privacy complaints and financial penalties.
We provide Cyber and Privacy Liability cover options that help manage costs related to data breaches, including investigation, notification, and legal defence.
Failure to meet NDIS registration standards or reporting obligations can lead to audits, fines, or suspension of services.
Our Management Liability cover options assist with legal and investigation costs if your organisation faces regulatory action, helping you maintain compliance and business continuity.
Many NDIS providers rely on vehicles to transport participants or staff. Accidents, theft, or damage can disrupt operations and lead to expensive repairs.
We offer Commercial Motor cover options that help with repair, replacement, or third-party liability costs, keeping your services mobile and reliable.
NDIS providers face reputational and legal risks if a participant or family member alleges misconduct or mistreatment, even if the claim is unsubstantiated.
Our Professional Indemnity and Management Liability cover options help with the cost of defending against allegations and protecting your organisation’s integrity and staff.
Why Do NDIS Providers Need Insurance Cover?
NDIS providers face daily risks while supporting participants, from workplace injuries to service disputes. Insurance helps protect your staff, clients, and business from unexpected costs or claims.
Covers legal costs if a participant is injured during care.
Covers medical bills
Handles legal defence
Protects reputation
Supports employees injured or affected while providing care.
Pays medical expenses
Replaces lost income
Supports safe recovery
Covers damage to property or vehicles used for client visits.
Repairs damage quickly
Covers replacement costs
Keeps services running
Protects against claims about service quality or delivery.
Covers legal fees
Handles settlements
Reduces business stress
Protects sensitive client information from cyber threats.
Covers breach costs
Secures client data
Restores system safety
Supports income and client commitments if operations stop.
Covers lost income
Supports quick recovery
Keeps care continuous
Expert Assessment
Competitive Rates
24/7 Support
Why Do NDIS Providers Need Insurance Cover?
NDIS providers face daily risks while supporting participants, from workplace injuries to service disputes. Insurance helps protect your staff, clients, and business from unexpected costs or claims.
Covers legal costs if a participant is injured during care.
Covers medical bills
Handles legal defence
Protects reputation
Supports employees injured or affected while providing care.
Pays medical expenses
Replaces lost income
Supports safe recovery
Covers damage to property or vehicles used for client visits.
Repairs damage quickly
Covers replacement costs
Keeps services running
Protects against claims about service quality or delivery.
Covers legal fees
Handles settlements
Reduces business stress
Protects sensitive client information from cyber threats.
Covers breach costs
Secures client data
Restores system safety
Supports income and client commitments if operations stop.
Covers lost income
Supports quick recovery
Keeps care continuous
Our proven six-step process ensures you get the right coverage at the right price
We review your care model, resident acuity, incidents and claims, compliance findings, staffing mix, and maintenance regimes.
We prepare accurate data and highlight risk improvements already in place.
We approach suitable Australian insurers and specialist agencies, negotiate wording improvements and sub limits, and target total cost of risk savings.
You receive a side by side comparison with premiums, deductibles, inclusions, exclusions, and recommendations.
We place cover, issue certificates, and brief your team on notification procedures.
We approach suitable Australian insurers and specialist agencies, negotiate wording improvements and sub limits, and target total cost of risk savings.
At Angelic Insurance, we prioritise clarity and honesty. Our communications avoid jargon and "fine print traps," giving clients peace of mind that they fully understand their coverage. This builds credibility, an essential differentiator in a crowded insurance market.
We map your operational risks to specific policy clauses, not just headings.
We benchmark limits and sub-limits against contracts and catastrophe scenarios.
We coordinate valuations, BI worksheets, and claims-readiness plans.
We explain what is and is not covered in clear language and document assumptions.
Hear From Families and Businesses Who Trust Angelic Insurance
Don't just take our word for it, hear from businesses and families. See what businesses and families say about working with us who've chosen Angelic Insurance and shared their own experiences about working with us.