Technology Insurance

Comprehensive Insurance Protection for Technology Companies and Startups

Our tailored insurance solutions safeguard your people, property, and innovation ensuring operational resilience and financial stability in a rapidly changing industry.

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Technology

Technology

Technology businesses operate in a constantly evolving landscape where innovation, data security, and service reliability are essential. Whether you're a SaaS provider, app developer, IT consultant, or managed service provider, you're exposed to risks such as cyberattacks, service outages, intellectual property disputes, and professional liability.

At Angelic Insurance, we provide general advice to help technology companies explore insurance options such as professional indemnity, cyber liability, public liability, management liability, and equipment cover. We compare policies from leading Australian insurers to help ensure your cover aligns with your business model, tech stack, and contractual obligations.

From early-stage startups to established tech firms, we help ensure your business has the insurance support it needs to scale securely and responsibly.

Comprehensive Protection

Protect people, property, and cash flow

Risk Management

Identify and mitigate business risks

Expert Support

Professional guidance from experienced brokers

Compliance Ready

Meet legal and contractual requirements

Main Problems/Challenges Technology Industry Face and How We Can Help Solve Them

Technology businesses drive progress through software, hardware, and digital services. From data breaches and service interruptions to intellectual property disputes and professional liability claims, the right insurance protection ensures you can innovate confidently while staying secure and compliant.

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The Problem

Technology companies handle sensitive data and rely heavily on online systems. A cyberattack or data breach can lead to financial loss, business interruption, and regulatory penalties.

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Our Solution

We provide Cyber and Privacy Liability cover options that assist with investigation, recovery, and notification costs after a data breach, helping your business remain compliant with Australian privacy regulations.

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The Problem

Clients may claim that a software bug, system failure, or poor advice caused them financial loss. Even small mistakes can result in large compensation claims.

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Our Solution

We offer Professional Indemnity cover options that help with legal defence and settlement costs for claims of negligence, errors, or omissions in your professional services or software products.

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The Problem

Technology products and software often involve complex IP rights. Disputes over patents, code ownership, or licensing can result in expensive legal battles.

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Our Solution

We provide Legal Expense and Professional Indemnity cover options that assist with legal defence and settlement costs related to intellectual property and copyright claims.

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The Problem

Unexpected system downtime or server failure can disrupt client operations and damage business relationships, leading to compensation claims.

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Our Solution

We offer Business Interruption and Equipment Breakdown cover options that help with income recovery and repair costs following a covered outage or hardware failure.

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The Problem

If your technology hardware or devices cause injury, damage, or malfunction, your business may face costly product liability claims.

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Our Solution

We provide Product Liability cover options that help with legal and compensation costs arising from defective or harmful technology products.

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The Problem

Technology projects can involve tight deadlines and complex deliverables. Disagreements over timelines, performance, or results can lead to client disputes or unpaid invoices.

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Our Solution

We offer Management Liability and Legal Expense cover options that assist with legal defence and dispute resolution costs, helping you protect your client relationships and revenue.

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The Problem

Employees or contractors may accidentally or intentionally misuse data, leak information, or cause compliance breaches that expose your company to liability.

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Our Solution

We provide Management Liability and Crime cover options that help with investigation and financial recovery costs following internal misconduct or data misuse.

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The Problem

A system failure, privacy breach, or negative client feedback can quickly harm your business reputation and credibility.

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Our Solution

We offer Crisis Management and Public Relations cover options that assist with communication strategies and media response to protect your brand and rebuild client trust.

How we work

Our proven six-step process ensures you get the right coverage at the right price

01
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Discovery and risk mapping

We review your care model, resident acuity, incidents and claims, compliance findings, staffing mix, and maintenance regimes.

02
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Underwriting pack

We prepare accurate data and highlight risk improvements already in place.

03
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Market approach and negotiation

We approach suitable Australian insurers and specialist agencies, negotiate wording improvements and sub limits, and target total cost of risk savings.

04
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Clear comparison and recommendations

You receive a side by side comparison with premiums, deductibles, inclusions, exclusions, and recommendations.

05
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Placement and onboarding

We place cover, issue certificates, and brief your team on notification procedures.

06
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Market approach and negotiation

We approach suitable Australian insurers and specialist agencies, negotiate wording improvements and sub limits, and target total cost of risk savings.

Background

Why More Australians Are Switching To
Angelic Insurance?

At Angelic Insurance, we prioritise clarity and honesty. Our communications avoid jargon and "fine print traps," giving clients peace of mind that they fully understand their coverage. This builds credibility, an essential differentiator in a crowded insurance market.

Our track record speaks for itself

300+
Insurance Providers
08
States and Territories
957+
Referral Partners
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Risk Mapping & Analysis

We map your operational risks to specific policy clauses, not just headings.

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Detailed risk assessment
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Policy clause mapping
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Gap analysis
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Benchmarking & Optimisation

We benchmark limits and sub-limits against contracts and catastrophe scenarios.

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Market benchmarking
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Coverage optimization
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Cost analysis
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Expert Support & Coordination

We coordinate valuations, BI worksheets, and claims-readiness plans.

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Broker coordination
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Claims support
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Documentation help
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Clear Communication

We explain what is and is not covered in clear language and document assumptions.

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Plain language explanations
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Documented assumptions
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Regular reviews
Background

Frequently Asked Questions

Coverage includes buildings, shared areas, and legal liabilities.

Yes, including lobbies, lifts, and shared facilities.

Yes, Public Liability Insurance applies.

Yes, Building and Property Insurance is available.

Yes, optional cover for shared plant and equipment is available.

Yes, Legal Liability cover may apply.

Yes, environmental damage cover can be added.

Proof! You're in Safe Hands

Hear From Families and Businesses Who Trust Angelic Insurance

Don't just take our word for it, hear from businesses and families. See what businesses and families say about working with us who've chosen Angelic Insurance and shared their own experiences about working with us.

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