Gaming Insurance

Protecting Gaming Operators and Venues from Operational and Liability Risks

Our tailored insurance solutions safeguard your assets, operations, and reputation, keeping your business financially secure and legally compliant.

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Gaming

Gaming

The gaming industry spans everything from interactive software developers and esports organisers to gaming lounges, streaming platforms, and digital publishers. Whether you're creating games, managing online communities, or running a competitive tournament, you're exposed to unique risks including intellectual property disputes, cyber threats, equipment damage, and liability to users or players.

At Angelic Insurance, we provide general advice to help gaming businesses and professionals explore cover options such as public liability, professional indemnity, cyber liability, intellectual property protection, and equipment insurance. We compare policies from trusted Australian insurers that are suited to the fast-evolving needs of the gaming sector.

Whether you’re an indie developer, gaming café owner, or part of a large publisher or esports brand, we help you find insurance solutions that support your creativity and protect your assets.

Comprehensive Protection

Protect people, property, and cash flow

Risk Management

Identify and mitigate business risks

Expert Support

Professional guidance from experienced brokers

Compliance Ready

Meet legal and contractual requirements

Main Problems/Challenges Gaming Industry Face and How We Can Help Solve Them

The gaming industry in Australia is rapidly growing across esports, video games, and online platforms. From software development and tournaments to game retail and streaming, businesses face unique risks such as cyber threats, intellectual property disputes, and equipment loss. The right protection helps keep your operations running and your reputation strong.

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The Problem

Gaming platforms and developers handle sensitive customer data, including payment and login information. A cyberattack or data breach can lead to financial loss and reputational damage.

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Our Solution

We provide Cyber and Privacy Liability cover options that help manage investigation, recovery, and notification costs following a cyber incident, ensuring compliance with Australian privacy laws.

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The Problem

Developers and publishers face the risk of copyright infringement claims involving game content, music, artwork, or code. Even minor disputes can lead to costly legal challenges.

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Our Solution

We offer Professional Indemnity and Legal Expense cover options that help with defence and settlement costs arising from copyright or intellectual property disputes.

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The Problem

Gaming studios, esports teams, and event organisers rely on high-performance technology. Hardware damage, software malfunction, or power surges can halt operations.

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Our Solution

We provide Equipment Breakdown and Property cover options that assist with repair or replacement costs for damaged computers, consoles, or electronic equipment.

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The Problem

Esports tournaments, conventions, or gaming events can be disrupted by technical issues, illness, or venue problems, resulting in lost revenue and disappointed participants.

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Our Solution

We offer Event Cancellation cover options that help recover financial losses caused by unexpected postponements or cancellations.

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The Problem

In the gaming community, negative publicity, online harassment, or content disputes can quickly harm your brand image and lead to complaints or investigations.

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Our Solution

We provide Crisis Management and Reputation cover options that help manage legal and communication costs to protect your organisation’s credibility and public image.

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The Problem

Gaming tournaments and conventions attract large crowds. Accidents or injuries among participants or attendees can lead to liability claims.

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Our Solution

Our Public Liability cover options help with compensation and legal defence costs if a third party is injured or their property is damaged during your event.

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The Problem

Developers, designers, and content creators may face contract disputes, wrongful termination claims, or workplace complaints.

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Our Solution

We offer Employment Practices Liability and Management Liability cover options that help with the cost of defending and resolving employee or contractor-related disputes.

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The Problem

Bugs or glitches in games or gaming hardware can cause system crashes or financial losses for customers, leading to claims against your business.

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Our Solution

We provide Product Liability cover options that help manage the costs of legal defence, compensation, and product recall for defective software or hardware.

How we work

Our proven six-step process ensures you get the right coverage at the right price

01
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Discovery and risk mapping

We review your care model, resident acuity, incidents and claims, compliance findings, staffing mix, and maintenance regimes.

02
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Underwriting pack

We prepare accurate data and highlight risk improvements already in place.

03
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Market approach and negotiation

We approach suitable Australian insurers and specialist agencies, negotiate wording improvements and sub limits, and target total cost of risk savings.

04
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Clear comparison and recommendations

You receive a side by side comparison with premiums, deductibles, inclusions, exclusions, and recommendations.

05
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Placement and onboarding

We place cover, issue certificates, and brief your team on notification procedures.

06
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Market approach and negotiation

We approach suitable Australian insurers and specialist agencies, negotiate wording improvements and sub limits, and target total cost of risk savings.

Background

Why More Australians Are Switching To
Angelic Insurance?

At Angelic Insurance, we prioritise clarity and honesty. Our communications avoid jargon and "fine print traps," giving clients peace of mind that they fully understand their coverage. This builds credibility, an essential differentiator in a crowded insurance market.

Our track record speaks for itself

300+
Insurance Providers
08
States and Territories
957+
Referral Partners
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Risk Mapping & Analysis

We map your operational risks to specific policy clauses, not just headings.

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Detailed risk assessment
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Policy clause mapping
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Gap analysis
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Benchmarking & Optimisation

We benchmark limits and sub-limits against contracts and catastrophe scenarios.

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Market benchmarking
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Coverage optimization
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Cost analysis
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Expert Support & Coordination

We coordinate valuations, BI worksheets, and claims-readiness plans.

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Broker coordination
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Claims support
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Documentation help
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Clear Communication

We explain what is and is not covered in clear language and document assumptions.

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Plain language explanations
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Documented assumptions
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Regular reviews
Background

Frequently Asked Questions

Coverage includes chemical spills, third-party damage, and equipment loss.

Yes, Public Liability Insurance covers third-party injury or property damage.

Yes, Equipment Insurance is available for tools and devices.

Yes, Professional Indemnity covers service-related issues.

Yes, Commercial Vehicle Insurance applies.

Yes, cover for operational downtime is included

Yes, Workers’ Compensation applies if you employ staff.

Proof! You're in Safe Hands

Hear From Families and Businesses Who Trust Angelic Insurance

Don't just take our word for it, hear from businesses and families. See what businesses and families say about working with us who've chosen Angelic Insurance and shared their own experiences about working with us.

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