Our tailored insurance safeguards your staff, premises, and reputation—helping you provide trusted services while staying financially protected and compliant.
Hair and beauty professionals work closely with clients in environments where safety, hygiene, and personal service are key. Whether you run a boutique salon, a mobile beauty business, or a multi-chair barbershop, you face risks like client injury, product reactions, equipment damage, and treatment disputes.
At Angelic Insurance, we provide general advice to help hairdressers and beauty salon owners explore insurance options such as public liability, treatment risk cover, professional indemnity, equipment insurance, and business interruption. We compare policies from trusted Australian insurers to help ensure your cover suits your services, space, and clientele.
From cuts and colouring to waxing and skincare, we help you stay protected while you focus on making your clients feel confident and cared for.
Protect people, property, and cash flow
Identify and mitigate business risks
Professional guidance from experienced brokers
Meet legal and contractual requirements
Main Problems/Challenges Hair Dresser & Beauty Salons Face and How We Can Help Solve Them
Hair and beauty professionals work closely with clients every day, creating an environment built on trust, skill, and personal care. From allergic reactions and treatment errors to property damage or staff injuries, the right protection helps your business stay safe, compliant, and confident.
Clients may experience allergic reactions, burns, or skin irritation from hair dyes, waxing, or beauty treatments. These incidents can result in costly compensation claims and reputational harm.
We provide Public Liability and Treatment Risk cover options that help with medical, legal, and compensation costs if a client experiences an adverse reaction or injury.
Even experienced stylists and therapists can face complaints about poor results, damage to hair, or dissatisfaction with services provided.
We offer Professional Indemnity cover options that assist with legal defence and settlement costs related to claims of negligence, error, or unsatisfactory service.
Accidental spills, stains, or product damage can occur to a client’s belongings such as clothing, bags, or accessories during treatments.
Our Public Liability cover options help with repair or replacement costs for damaged client property, ensuring your business remains professional and trustworthy.
Salons rely on expensive styling tools, beauty equipment, and products. Theft, vandalism, or accidental damage can disrupt your ability to serve clients.
We provide Property and Equipment cover options that assist with repair or replacement costs, allowing your salon to return to normal operations quickly.
Hairdryers, electrical tools, and water usage increase the risk of fire, flooding, or property damage within your salon.
Our Property and Business Interruption cover options help with repair, replacement, and income recovery costs following an insured event, minimising disruption to your business.
Hairdressers and beauty professionals are exposed to repetitive movements, chemical products, and long hours on their feet. These conditions can lead to workplace injuries and compensation claims.
We provide Workers Compensation and Management Liability cover options that assist with medical and rehabilitation costs while supporting compliance with Australian WHS regulations.
If you sell or use products that cause harm to a client, your business could be held responsible for injury or property damage.
We offer Product Liability cover options that help manage the costs of defending and settling claims related to harmful or faulty products used or sold by your salon.
A single negative review or unresolved client dispute can affect your reputation and future bookings.
Our Management Liability and Legal Expense cover options help manage legal costs and communication strategies to resolve disputes while maintaining your professional image.
Our proven six-step process ensures you get the right coverage at the right price
We review your care model, resident acuity, incidents and claims, compliance findings, staffing mix, and maintenance regimes.
We prepare accurate data and highlight risk improvements already in place.
We approach suitable Australian insurers and specialist agencies, negotiate wording improvements and sub limits, and target total cost of risk savings.
You receive a side by side comparison with premiums, deductibles, inclusions, exclusions, and recommendations.
We place cover, issue certificates, and brief your team on notification procedures.
We approach suitable Australian insurers and specialist agencies, negotiate wording improvements and sub limits, and target total cost of risk savings.
At Angelic Insurance, we prioritise clarity and honesty. Our communications avoid jargon and "fine print traps," giving clients peace of mind that they fully understand their coverage. This builds credibility, an essential differentiator in a crowded insurance market.
We map your operational risks to specific policy clauses, not just headings.
We benchmark limits and sub-limits against contracts and catastrophe scenarios.
We coordinate valuations, BI worksheets, and claims-readiness plans.
We explain what is and is not covered in clear language and document assumptions.
Hear From Families and Businesses Who Trust Angelic Insurance
Don't just take our word for it, hear from businesses and families. See what businesses and families say about working with us who've chosen Angelic Insurance and shared their own experiences about working with us.