Our tailored insurance solutions protect your staff, properties, and reputation, ensuring financial stability and long-term business growth.
The real estate industry is fast-moving, relationship-driven, and legally complex. Whether you're a residential agent, commercial property manager, auctioneer, or strata specialist, your work involves managing significant transactions and interacting daily with the public all of which create liability and operational risks.
At Angelic Insurance, we provide general advice to help real estate professionals explore cover options such as professional indemnity, public liability, management liability, cyber liability, and property insurance. We compare policies from leading Australian insurers to help you protect your agency, staff, and client relationships.
Whether you're managing rental portfolios, selling luxury homes, or overseeing commercial leasing, we help you review insurance options that support professionalism, compliance, and peace of mind.
Protect people, property, and cash flow
Identify and mitigate business risks
Professional guidance from experienced brokers
Meet legal and contractual requirements
Main Problems/Challenges Real Estate Industry Face and How We Can Help Solve Them.
The real estate industry is fast-paced and people-driven, involving high-value transactions, client trust, and regulatory compliance. From property damage and professional errors to cyber threats and client disputes, the right protection helps your business stay secure and successful.
Incorrect valuations, missed contract details, or inaccurate property listings can result in financial loss for clients and claims of negligence against your agency.
We provide Professional Indemnity cover options that assist with legal defence and compensation costs if a client claims they suffered loss due to your professional advice or service.
Property managers frequently handle disagreements about maintenance, bonds, or rental arrears. These disputes can escalate into legal action or formal complaints.
Our Management Liability and Legal Expense cover options help with the cost of resolving landlord-tenant disputes, keeping relationships professional and compliant with tenancy laws.
Real estate businesses collect personal and financial data daily. A cyberattack or accidental disclosure can lead to privacy breaches, regulatory penalties, and loss of trust.
We offer Cyber and Privacy Liability cover options that help manage investigation, notification, and recovery costs after a data breach, ensuring compliance with Australian privacy standards.
During inspections or open houses, accidental damage to a client’s property like broken fixtures or scratched surfaces can result in compensation claims.
Our Public Liability cover options assist with repair and compensation costs if property damage occurs during your work, keeping client relationships positive and secure.
Handling rent, deposits, or sales proceeds creates financial exposure. Mismanagement or internal theft of client funds can lead to major losses and regulatory action.
We provide Fidelity and Management Liability cover options that help recover losses and handle legal expenses if financial errors or internal fraud occur.
Misleading or inaccurate advertising even if unintentional can breach consumer laws and result in fines or legal claims under the Australian Competition and Consumer Commission (ACCC) or Fair Trading regulations.
Our Professional Indemnity and Management Liability cover options assist with legal costs and fines from advertising or compliance issues, protecting your business reputation.
Workplace disputes, harassment allegations, or unfair dismissal claims can disrupt your agency and create costly legal challenges.
We offer Employment Practices Liability cover options that assist with the cost of defending and resolving employment-related disputes, maintaining a positive work culture and compliance with Fair Work laws.
Fires, storms, or vandalism can damage your office premises and essential equipment, affecting your ability to operate.
We provide Property and Business Interruption cover options that help with repairs, replacements, and income loss during recovery, ensuring your business remains resilient.
Our proven six-step process ensures you get the right coverage at the right price
We review your care model, resident acuity, incidents and claims, compliance findings, staffing mix, and maintenance regimes.
We prepare accurate data and highlight risk improvements already in place.
We approach suitable Australian insurers and specialist agencies, negotiate wording improvements and sub limits, and target total cost of risk savings.
You receive a side by side comparison with premiums, deductibles, inclusions, exclusions, and recommendations.
We place cover, issue certificates, and brief your team on notification procedures.
We approach suitable Australian insurers and specialist agencies, negotiate wording improvements and sub limits, and target total cost of risk savings.
At Angelic Insurance, we prioritise clarity and honesty. Our communications avoid jargon and "fine print traps," giving clients peace of mind that they fully understand their coverage. This builds credibility, an essential differentiator in a crowded insurance market.
We map your operational risks to specific policy clauses, not just headings.
We benchmark limits and sub-limits against contracts and catastrophe scenarios.
We coordinate valuations, BI worksheets, and claims-readiness plans.
We explain what is and is not covered in clear language and document assumptions.
Hear From Families and Businesses Who Trust Angelic Insurance
Don't just take our word for it, hear from businesses and families. See what businesses and families say about working with us who've chosen Angelic Insurance and shared their own experiences about working with us.