Our tailored insurance protects your business, reputation, and finances, ensuring you remain trusted in a competitive property market.
Real estate agents are trusted to manage major transactions involving residential, commercial, and investment properties. From sales and leasing to property management and auctioneering, agents face ongoing risks related to professional advice, tenant disputes, advertising claims, and workplace safety.
At Angelic Insurance, we provide general advice to help real estate professionals explore cover options such as professional indemnity, public liability, management liability, cyber liability, and property insurance. We compare policies from trusted Australian insurers to help ensure your cover aligns with industry regulations, franchise requirements, and day-to-day business risks.
Whether you’re a solo agent, boutique agency, or part of a national franchise group, we support your ability to operate with confidence and compliance.
Protect people, property, and cash flow
Identify and mitigate business risks
Professional guidance from experienced brokers
Meet legal and contractual requirements
Main Problems/Challenges Real Estate Agents Face and How We Can Help Solve Them.
Real estate professionals deal with property, contracts, and client trust every day. From misrepresentation claims to tenant disputes and data breaches, having the right protection helps you focus on connecting clients with homes, not handling costly setbacks.
Clients may allege that incorrect information about a property, valuation, or lease led to financial loss. Even small misunderstandings can escalate into expensive legal claims.
We provide Professional Indemnity cover options that help with legal defence and settlement costs from allegations of negligence, error, or misrepresentation in your professional services.
Disagreements over bond returns, maintenance responsibilities, or lease terms can result in formal complaints or legal action against your agency.
We offer Management Liability and Legal Expense cover options that assist with the cost of defending and resolving disputes between landlords, tenants, and property managers.
Agents handle sensitive financial and identification data. A cyberattack or accidental disclosure can lead to privacy complaints and regulatory penalties under Australian privacy laws.
We provide Cyber and Privacy Liability cover options to help with investigation, recovery, and notification costs following a data breach, keeping your agency compliant and trustworthy.
Inaccurate advertising even unintentionally about property size, location, or features can lead to claims of false representation or breach of consumer law.
Our Professional Indemnity cover options assist with legal costs and compensation claims arising from misleading or inaccurate marketing content, protecting your agency’s integrity.
Mishandling of deposits, rent payments, or trust account funds whether through error or fraud, can lead to serious financial and regulatory consequences.
We offer Fidelity and Management Liability cover options that help recover losses and manage investigation costs arising from financial mismanagement or internal fraud.
Open homes, inspections, or contractor visits can occasionally lead to accidental property damage or injury to visitors.
Our Public Liability cover options help manage compensation and repair costs from third-party injury or property damage, ensuring smooth business operations.
Workplace tensions, unfair dismissal claims, or misconduct allegations can arise in fast-paced agency environments, leading to legal costs and business disruption.
We provide Employment Practices Liability cover options to help with legal defence and settlement costs related to employee complaints or disputes.
Real estate agents must comply with state-based property and fair trading laws. Breaches or complaints can result in fines, license suspension, or investigations.
We offer Management Liability cover options that help with the cost of defending your agency during investigations or regulatory proceedings, keeping your business compliant and protected.
Our proven six-step process ensures you get the right coverage at the right price
We review your care model, resident acuity, incidents and claims, compliance findings, staffing mix, and maintenance regimes.
We prepare accurate data and highlight risk improvements already in place.
We approach suitable Australian insurers and specialist agencies, negotiate wording improvements and sub limits, and target total cost of risk savings.
You receive a side by side comparison with premiums, deductibles, inclusions, exclusions, and recommendations.
We place cover, issue certificates, and brief your team on notification procedures.
We approach suitable Australian insurers and specialist agencies, negotiate wording improvements and sub limits, and target total cost of risk savings.
At Angelic Insurance, we prioritise clarity and honesty. Our communications avoid jargon and "fine print traps," giving clients peace of mind that they fully understand their coverage. This builds credibility, an essential differentiator in a crowded insurance market.
We map your operational risks to specific policy clauses, not just headings.
We benchmark limits and sub-limits against contracts and catastrophe scenarios.
We coordinate valuations, BI worksheets, and claims-readiness plans.
We explain what is and is not covered in clear language and document assumptions.
Hear From Families and Businesses Who Trust Angelic Insurance
Don't just take our word for it, hear from businesses and families. See what businesses and families say about working with us who've chosen Angelic Insurance and shared their own experiences about working with us.