Professional Services Insurance

Comprehensive Insurance for Professional Services and Consultants

Our tailored insurance solutions protect your expertise, finances, and reputation, ensuring long-term resilience and client confidence.

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Professional Services

Professional Services

Professional services businesses deliver expertise, advice, and support across a wide range of industries from consultants and architects to accountants, engineers, and marketing agencies. These businesses face significant exposure to liability claims, data breaches, and reputational risk due to the nature of the services they provide.

At Angelic Insurance, we provide general advice to help professional services firms explore cover options such as professional indemnity, public liability, cyber liability, management liability, and property insurance. We compare policies from trusted Australian insurers that align with your business size, client base, and service delivery model.

Whether you're a sole practitioner or a large consultancy, we support you with insurance options that reflect your responsibilities and safeguard your business continuity.

Comprehensive Protection

Protect people, property, and cash flow

Risk Management

Identify and mitigate business risks

Expert Support

Professional guidance from experienced brokers

Compliance Ready

Meet legal and contractual requirements

Main Problems/Challenges Professional Services Industry Face and How We Can Help Solve Them.

Whether you’re a consultant, accountant, architect, or business adviser, your clients trust your professional advice to guide important decisions. Mistakes, misunderstandings, or data issues can lead to claims that affect your reputation and bottom line. Having the right protection ensures you can focus on delivering value confidently and compliantly.

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The Problem

Even the most diligent professionals can make errors or provide advice that a client later disputes. Claims of negligence or incorrect recommendations can be costly and damaging to your credibility.

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Our Solution

We provide Professional Indemnity cover options that assist with legal defence, settlement, and compensation costs arising from alleged professional mistakes or omissions.

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The Problem

Disagreements over project outcomes, fees, or timeframes can result in client complaints or formal legal action even when you’ve delivered your services in good faith.

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Our Solution

Our Management Liability and Legal Expense cover options help manage the costs of defending and resolving client or contractual disputes, protecting your financial stability.

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The Problem

Handling sensitive financial or corporate data means your business is exposed to privacy breaches or accidental data leaks, which can lead to fines and reputational damage.

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Our Solution

We offer Cyber and Privacy Liability cover options to help with investigation, notification, and remediation costs after a data breach, ensuring compliance with Australian privacy regulations.

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The Problem

A client may allege that your advice, analysis, or reports caused financial loss or operational setbacks. Even unfounded claims can be time-consuming and expensive to defend.

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Our Solution

Our Professional Indemnity cover options assist with legal defence and compensation costs related to allegations of misleading advice or misrepresentation.

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The Problem

Staff mistakes, negligence, or misconduct such as incorrect reporting, missed deadlines, or conflicts of interest can expose your business to legal claims and client dissatisfaction.

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Our Solution

We provide Management Liability and Fidelity cover options to help manage claims or financial losses arising from employee actions, ensuring accountability and stability.

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The Problem

Professional service firms are bound by industry standards and codes of conduct. Breaches, complaints, or compliance investigations can result in fines and legal costs.

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Our Solution

Our Management Liability cover options assist with legal expenses and representation costs during investigations, supporting your compliance obligations and professional reputation.

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The Problem

A single unhappy client, online review, or media story can damage your professional image and deter potential clients.

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Our Solution

We offer Crisis Management and Public Relations cover options that help fund communication and reputation management efforts following a claim or incident.

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The Problem

Fires, floods, or vandalism can damage your workplace, essential documents, and equipment disrupting business operations and client services.

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Our Solution

We provide Property and Business Interruption cover options to help with repair and income replacement costs, ensuring your business can continue serving clients without major setbacks.

How we work

Our proven six-step process ensures you get the right coverage at the right price

01
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Discovery and risk mapping

We review your care model, resident acuity, incidents and claims, compliance findings, staffing mix, and maintenance regimes.

02
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Underwriting pack

We prepare accurate data and highlight risk improvements already in place.

03
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Market approach and negotiation

We approach suitable Australian insurers and specialist agencies, negotiate wording improvements and sub limits, and target total cost of risk savings.

04
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Clear comparison and recommendations

You receive a side by side comparison with premiums, deductibles, inclusions, exclusions, and recommendations.

05
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Placement and onboarding

We place cover, issue certificates, and brief your team on notification procedures.

06
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Market approach and negotiation

We approach suitable Australian insurers and specialist agencies, negotiate wording improvements and sub limits, and target total cost of risk savings.

Background

Why More Australians Are Switching To
Angelic Insurance?

At Angelic Insurance, we prioritise clarity and honesty. Our communications avoid jargon and "fine print traps," giving clients peace of mind that they fully understand their coverage. This builds credibility, an essential differentiator in a crowded insurance market.

Our track record speaks for itself

300+
Insurance Providers
08
States and Territories
957+
Referral Partners
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Risk Mapping & Analysis

We map your operational risks to specific policy clauses, not just headings.

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Detailed risk assessment
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Policy clause mapping
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Gap analysis
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Benchmarking & Optimisation

We benchmark limits and sub-limits against contracts and catastrophe scenarios.

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Market benchmarking
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Coverage optimization
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Cost analysis
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Expert Support & Coordination

We coordinate valuations, BI worksheets, and claims-readiness plans.

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Broker coordination
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Claims support
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Documentation help
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Clear Communication

We explain what is and is not covered in clear language and document assumptions.

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Plain language explanations
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Documented assumptions
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Regular reviews
Background

Frequently Asked Questions

Coverage includes professional liability, property, and cyber risks.

Yes, Professional Indemnity Insurance applies.

Yes, Cyber Insurance is included.

Yes, property coverage includes office contents.

Yes, for third-party injuries or property damage.

Yes, through Workers' Compensation Insurance.

Yes, Business Interruption Insurance is available.

Proof! You're in Safe Hands

Hear From Families and Businesses Who Trust Angelic Insurance

Don't just take our word for it, hear from businesses and families. See what businesses and families say about working with us who've chosen Angelic Insurance and shared their own experiences about working with us.

Ready to Protect Your Business?
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