Our marine insurance solutions safeguard your vessels, crew, and cargo, ensuring operational security and financial protection across global trade routes.
Marine businesses operate in environments where timing, cargo safety, and equipment reliability are critical. Whether you're involved in shipping, boat repair, marine logistics, or operating a marina, your business is exposed to risks including vessel damage, liability at sea, cargo loss, and environmental incidents.
At Angelic Insurance, we provide general advice to help marine businesses explore cover options such as public liability, marine cargo, commercial vessel insurance, equipment cover, and environmental liability. We compare policies from trusted insurers to help ensure your cover aligns with the maritime nature of your operations, whether onshore or offshore.
From fishing operators and boat mechanics to shipping agents and port service providers, we help you find insurance options that protect your people, property, and marine responsibilities.
Protect people, property, and cash flow
Identify and mitigate business risks
Professional guidance from experienced brokers
Meet legal and contractual requirements
Main Problems/Challenges Marine Industry Face and How We Can Help Solve Them.
Marine businesses face unique risks from vessel damage and cargo loss to crew injuries and environmental incidents. Whether you operate boats, ship goods, or manage marine services, having the right protection helps you navigate challenges with confidence.
Collisions, grounding, or severe weather can cause significant damage to vessels or lead to total loss. Repair and recovery costs can be extensive and disrupt your operations.
We provide Hull and Machinery cover options that help with repair or replacement costs following accidental damage, keeping your business seaworthy and secure.
Goods can be damaged, lost, or stolen while being transported by sea, affecting client relationships and financial stability.
We offer Marine Cargo cover options to assist with compensation and replacement costs for lost or damaged shipments, protecting your contracts and customer trust.
Marine operations can cause injury or damage to other vessels, docks, or infrastructure resulting in costly third-party claims.
Our Marine Liability cover options assist with legal defence and compensation costs for third-party injury or property damage, helping your business stay financially protected.
Crew members work in physically demanding and sometimes dangerous conditions. Accidents or illnesses at sea can lead to medical expenses, compensation claims, and operational delays.
We provide Crew Personal Accident and Workers Compensation cover options that help with medical, wage, and rehabilitation costs, ensuring the wellbeing of your workforce.
Engine or equipment failure can occur suddenly, leaving vessels stranded or disrupting scheduled voyages. Repairing marine machinery can be expensive and time-consuming.
Our Machinery Breakdown cover options help with repair or replacement costs for essential onboard systems, ensuring your operations remain safe and reliable.
Fuel leaks, oil spills, or waste discharge incidents can cause serious environmental harm and result in heavy fines, clean-up costs, and reputational damage.
We offer Environmental Liability cover options that assist with clean-up, containment, and third-party compensation costs, helping you meet maritime environmental compliance standards.
Marine assets and cargo are vulnerable to theft, piracy, or tampering particularly during transport or while docked.
Our Transit and Theft cover options help with financial losses resulting from theft or piracy-related incidents, maintaining operational and financial stability.
If your operations involve docking, loading, or unloading, accidents on port premises can lead to property damage or injury claims.
We provide Port and Terminal Liability cover options to assist with legal and compensation costs arising from incidents onshore, keeping your operations compliant and protected.
Why Does the Marine Industry Need Insurance Cover?
The marine industry faces constant risks like vessel damage, cargo loss, and accidents at sea. Insurance protects your crew, equipment, and cargo from costly disruptions.
Covers boats, ships, or marine equipment damaged at sea.
Covers repair costs
Replaces lost vessels
Keeps fleet operational
Protects workers injured while operating or maintaining vessels.
Pays medical expenses
Supports recovery
Covers liability claims
Covers goods lost or damaged during transport.
Reimburses cargo value
Covers transit loss
Protects client trust
Covers incidents causing oil spills or contamination.
Pays clean-up costs
Handles legal claims
Protects company image
Covers damage or injuries occurring during loading or unloading.
Covers repair costs
Handles compensation
Maintains operations
Protects income lost from accidents, delays, or breakdowns.
Covers lost revenue
Supports recovery plans
Keeps trade moving
Expert Assessment
Competitive Rates
24/7 Support
Why Does the Marine Industry Need Insurance Cover?
The marine industry faces constant risks like vessel damage, cargo loss, and accidents at sea. Insurance protects your crew, equipment, and cargo from costly disruptions.
Covers boats, ships, or marine equipment damaged at sea.
Covers repair costs
Replaces lost vessels
Keeps fleet operational
Protects workers injured while operating or maintaining vessels.
Pays medical expenses
Supports recovery
Covers liability claims
Covers goods lost or damaged during transport.
Reimburses cargo value
Covers transit loss
Protects client trust
Covers incidents causing oil spills or contamination.
Pays clean-up costs
Handles legal claims
Protects company image
Covers damage or injuries occurring during loading or unloading.
Covers repair costs
Handles compensation
Maintains operations
Protects income lost from accidents, delays, or breakdowns.
Covers lost revenue
Supports recovery plans
Keeps trade moving
Our proven six-step process ensures you get the right coverage at the right price
We review your care model, resident acuity, incidents and claims, compliance findings, staffing mix, and maintenance regimes.
We prepare accurate data and highlight risk improvements already in place.
We approach suitable Australian insurers and specialist agencies, negotiate wording improvements and sub limits, and target total cost of risk savings.
You receive a side by side comparison with premiums, deductibles, inclusions, exclusions, and recommendations.
We place cover, issue certificates, and brief your team on notification procedures.
We approach suitable Australian insurers and specialist agencies, negotiate wording improvements and sub limits, and target total cost of risk savings.
At Angelic Insurance, we prioritise clarity and honesty. Our communications avoid jargon and "fine print traps," giving clients peace of mind that they fully understand their coverage. This builds credibility, an essential differentiator in a crowded insurance market.
We map your operational risks to specific policy clauses, not just headings.
We benchmark limits and sub-limits against contracts and catastrophe scenarios.
We coordinate valuations, BI worksheets, and claims-readiness plans.
We explain what is and is not covered in clear language and document assumptions.
Hear From Families and Businesses Who Trust Angelic Insurance
Don't just take our word for it, hear from businesses and families. See what businesses and families say about working with us who've chosen Angelic Insurance and shared their own experiences about working with us.